Collins & Demac Real Estate



Posted by Collins & Demac Real Estate on 4/18/2019

If you own a city home but are ready to relocate, now may be a great time to list your residence. In fact, there are many reasons why an individual may choose to sell his or her city residence, and these include:

1. You want to downsize or upgrade.

Although your city house likely has served you well for many years, it may become too big or too small for you due to changes in your living situation. Fortunately, if you sell your city residence, you can downsize or upgrade as needed.

If you decide to list your city house, it helps to plan ahead as much as possible. Therefore, if you craft a property selling strategy, you can determine what steps you'll need to take to quickly sell your city home and maximize your house sale earnings.

2. You want to live closer to family members and friends.

Your city home probably provides convenient access to a wide array of attractions and landmarks. But in some instances, a city residence may be far away from family members and friends.

If you want to live closer to loved ones, there is no need to worry. By listing your city home, you can take the first step to relocate closer to family members and friends outside the city. And after you sell your city house, you may be able to reap the benefits of quick, easy access to loved ones.

3. You are tired of the hustle and bustle of the city.

Let's face it – the city is a busy place. A city home may have seemed like a fun, exciting place to live, at least at first. But if you've grown tired of the hustle and bustle of the city, you may want to sell your current residence and relocate to a new home in a small town.

If you know how to promote your city home to the right groups of potential buyers, you should have no trouble stirring up interest in your house. And if your city residence boasts amazing curb appeal and a stunning interior, you could boost the likelihood of a fast, profitable home selling experience.

As you get ready to list your city home, you may want to hire a real estate agent. With this housing market professional at your side, you can achieve the best-possible results throughout the home selling journey.

A real estate agent will allocate time and resources to learn about you and your city residence. Next, he or she will craft a personalized home selling strategy designed to help you achieve your property selling goals. And if you have any concerns or questions as you put your house selling plan into action, a real estate agent is happy to address them.

Take the guesswork out of selling your home in the city. Employ a real estate agent today, and you can receive comprehensive support as you list your city home and navigate the property selling journey.




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Posted by Collins & Demac Real Estate on 4/11/2019

You’ve closed on your new house, moved all your boxes, and started planning how to arrange your furniture. Your family can’t wait to settle in and regain a sense of normalcy after the chaos of moving. But before you get back to your normal routine be sure to add these tasks for new homeowners to your to do list. Each takes just an hour of your time and will help you to stay on top of maintenance as well as familiarize yourself with your new domain.

Start by finding out where your main water shutoff valve is located. This is not something you want to have to find when you are in an emergency. In colder climates, it’s most likely to be found in your basement and if you are in a warmer climate you should find it outside. If you keep a binder for home updates add a note of the location within.

Make sure your attic insulation is the correct depth. You want at least 6 inches and even more in northern states. Ensuring that your insulation is the correct depth will help you to save money throughout the year on heating and cooling costs. If you’re attic doesn’t have the correct depth or is damaged be sure to have it replaced as soon as possible. Oftentimes you can get incentives for improving your insulation and thus creating a more energy efficient home.

Check the temperature of your hot water heater and be sure it is set at 120 degrees tops. If you have an older model add a hot water heater blanket to help retain heat. If you find that your heater leaks you want to replace it immediately. A small leak can quickly lead to a major one, flood your home and cause serious damage. Again, be sure to keep note of the month and year you replaced your heater or which year your current model is.

Replace air filters right away so that you will know when they’ve last been replaced. Add monthly reminders to your calendar to stay on top of this quick maintenance task. You can make this task even easier by buying them in bulk. If you love to be organized label them for each month so you know exactly when you’ll next need to replace them.

Change all of the locks on your home. This is simple enough to do on your own and is an easy proactive safety measure for your family. While one hopes there are no lingering keys out in the world of your home, you can’t be sure of who may have a spare key.  

Take note of any cracks in your basement. If you find any mark their length with a piece of masking tape and mark with the current date. Watch closely to see if the crack spreads beyond the mark. If you find that the cracks are lengthening be sure to get them taken care of by a professional. This is a serious repair you don’t want to wait on.

Buying a new home is an exciting time. Especially after you’ve closed on the house, can begin to move in and start settling into your routine. Before you get too comfortable be sure to add a few tasks to your to do list. Familiarizing yourself with your new home right away will help you stay on top of maintenance and have peace of mind.




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Posted by Collins & Demac Real Estate on 4/4/2019

Selecting a cat to become the newest member of your family can be very exciting. Sometimes, the decision can be easy as falling in love with the cute little sight. However, if you are in search of a specific breed, it may be pretty complicated as you will need to put a lot of time and research into it. Some cats may be appealing to the eyes, but they lack the temperament to be with little children. Others may be too vicious and active which may be a problem if you love having a quiet time in your apartment. Below is a list of the most popular breeds of cat, to help you make you make an easy decision:

Persian cats

Persians are fluffy, regal and very, very beautiful. Short and round with a pretty large head, Persian cats require frequent grooming; so choosing one will be a bad choice if you are not ready to put in enough time and effort to keep them looking beautiful. Persian cats are quiet so if you have loud kids, don't get one.

Siamese cats

If you want a cat with a bucket-load of fun, you should get a Siamese cat. They have a short, sleek hair, unique dark points on their ears, tail, and feet that make it look exotic and charming blue eyes that will melt the toughest of heart. Although they have a loud yowling that sometimes can become annoying, Siamese cats are affectionate, full of energy and they don't get cranky if there is another pet in the home. Also, they require little attention. 

Ragdoll cats 

Big, affectionate, and very fluffy, the Ragdoll loves cuddling. They are very docile, so while they’re very playful with children, they don’t do well if they’re in public. If you have stubborn mice doing a lot of havoc while you are asleep, rest assured it will end up going or dead when a Ragdoll gets into your home, because they are excellent hunters. They require moderate training and are very easy to train. 

Bengal cats

A Bengal cat is a cross between an Asian leopard cat and a domestic cat. They are sleek, playful, well-muscled and very intelligent. Do you want a cat that stands out from the rest? This is the cat for you. However, they require a large amount of grooming and attention. 

Domestic cats

These cats are often called tabby or moggies because of the color ratio of their coats. Domestic cats aren’t a specific breed, but rather an amalgamation of different breeds. With that in mind, their temperament varies, but they make lovely pets and are very cheap.

Cats come in different temperaments, shapes, and sizes. So while the beautiful blue eyes of the Persian may seduce you or you may love the intelligence of a Ragdoll, there are other factors to put into consideration before you choose a pet. The payoff with a cat is it will be a companion you and your family will enjoy for years.

Visit the local shelter or consult with the nearest vet and rescue a furry friend for your family!




Tags: pets   cats   family  
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Posted by Collins & Demac Real Estate on 3/28/2019

There’s a lot of things to think about before buying a home--some financial, others personal. Most people tend to focus on one or the other. However, both are instrumental in choosing the right house and buying at the right time.

In this article, we’re going to talk about some of the ways you can determine if you’re ready for homeownership. We’ll discuss things like credit scores and down payments, but also important life factors like your career and future plans.

Getting your finances in order

There are a few simple things you can do right now that will help you understand if you’re financially secure enough to start looking at houses. First, you’ll want to look up your credit score.

Lenders strongly consider your credit when determining how much risk is involved in lending to you. A higher credit score can not only get you approved for a mortgage, it can lower your interest rate and make you eligible to borrow without having to pay private mortgage insurance.

The amount of money this saves seems trivial in the short term, but over the lifespan of your loan it can save you tens of thousands of dollars. So, read a free credit report and if your credit is lower than 700 start finding ways to improve your credit.

In the meantime, you’ll want to save for a down payment. While it’s possible to buy a home with a small or no down payment, it can come back to haunt you in the form of interest as you pay off your loan. Furthermore, many lenders won’t pre-approve you unless you make a down payment of a minimum amount (often 20% of the loan).

If you have a high credit score and you’ve saved for a down payment, another thing to check off your list would be proving your stable income. This can be difficult for the self-employed, contract workers, or people who have recently changed jobs.

Lenders want to see that you have a stable income history to ensure that you’ll be able to pay your mortgage each month. If you recently changed jobs or are in between jobs, it could be to your benefit to wait 3-6 months before getting pre-approved. In that time, you can continue to raise your credit and save for a down payment, further increasing your chances of getting a low-interest loan.

Preparing for homeownership

While the financial aspects of homeownership are important, so are the personal aspects. You’ll want to consider several life factors before buying a home.

First, think about your longterm goals. Do you want to live in the same area for the next 10 to 30 years? Will your career bring you to different regions or will you attend school somewhere else? These questions will help you decide if it’s a good time to buy or a better investment to save money while renting.

If you have a family (or plan on having one soon), you’ll also have to find a way to balance all of your living needs.

Finally, ask yourself if you have time for homeownership. Many people who are used to renting aren’t aware of the amount of time and money it takes to maintain a home. You’ll have more bills, you’ll have to mow your own lawn, and you’ll be responsible for maintenance of your home.





Posted by Collins & Demac Real Estate on 3/21/2019

If you recently bought or sold a house, you may need to vacate your residence sooner rather than later. This probably means that you'll need to prepare a wide range of large items for moving day, including your furniture.

Ultimately, moving furniture from Point A to Point B can be quick and simple – here are three tips to help you transport chairs, couches and other furniture to your new address.

1. Pick Up Furniture Sliders

When it comes to moving furniture, it pays to work smart – not hard. If you purchase furniture sliders prior to moving day, you should have no trouble moving furniture over carpet, grass or other rough surfaces.

Furniture sliders usually are inexpensive and easy to find at any hardware or home goods store. Plus, these sliders can be placed under the legs of any chair or couch to make it simple for you to glide your furniture across rough surfaces.

To install furniture sliders, you'll need to lift each corner of a piece of furniture and move the sliders underneath. By doing so, you can use these sliders to reduce friction when you push furniture across a rough surface, resulting in a faster, more efficient move.

2. Consider Lifting Straps and a Hand Truck

Let's face it – furniture can be tough to move on your own. Fortunately, if you purchase lifting straps and a hand truck, you can avoid putting too much pressure on your body while you move furniture.

Lifting straps are designed to help minimize weight on your back, making them ideal for moving furniture and other heavy objects. They require two people to use and help these individuals share the weight of heavy items. However, you should not use lifting straps if you plan to move furniture up or down stairs, as the weight of a piece of furniture will shift to the person on the bottom.

Also, a hand truck represents a worthwhile moving day investment, particularly for those who need to move lots of furniture quickly. Hand trucks are available in a variety of sizes and enable you to wheel furniture in and out of a home.

3. Hire a Moving Company

If you need to move furniture and have no idea what to do, there is no need to worry. Many moving companies are available in cities and towns nationwide, and each of these businesses employs friendly, knowledgeable moving professionals.

Moving furniture can be time-consuming and physically demanding. On the other hand, if you hire a moving company, you can avoid the challenges commonly associated with moving furniture from one location to another.

Lastly, if you need extra help to move furniture or other heavy items, you should consult with a real estate agent. In addition to helping you buy or sell a house, a real estate agent can connect you with the top moving companies in any area.

Enjoy a quick, seamless transition to a new address – use the aforementioned tips, and you can simplify the process of getting your furniture to your new address.




Tags: moving tips   moving   furniture  
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