Collins & Demac Real Estate



Posted by Collins & Demac Real Estate on 7/16/2018


34 Dennis Circle, Northborough, MA 01532

Single-Family

$430,000
Price

7
Rooms
4
Beds
2/1
Full/Half Baths
The perfect home for all ages! Well maintained, Quality built Ranch features 4 Bedrooms, 2.5 Baths with attached 2 Car Garage, plus a 1250 sf finished Walkout lower level. Large picture window in Fireplaced Living Room overlooks private wooded back yard, a nature lover's paradise... Spacious Master Bedroom, Bath & Walk in Closet on dormered 2nd level. Three nice size bedrooms and 1.5 baths on 1st floor. Convenient Eat in Galley Kitchen. Formal Dining Room for all your entertaining needs. Beautiful Hardwood floors under most of 1st floor carpet. Many updates done ... New roof (2017), Newer siding, Buderus boiler (2015), New septic system being installed (2018). Located in a terrific low traffic neighborhood setting, walk to town center & Middle School, great highway access. This house will shine with your cosmetic touches.
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by Collins & Demac Real Estate on 7/12/2018


351 Spring Street, Shrewsbury, MA 01545

Single-Family

$779,000
Price

11
Rooms
4
Beds
3/1
Full/Half Baths
WHAT'S NOT TO LOVE! This beautiful home with fabulous location in prestigious Gray Ledge Estates - a private cul-de-sac. Features 4 beds, 3.5 baths, 2 car garage, an oversized great room with a fireplace & cathedral ceiling, sunsoaked deck, inground heated pool and finished basement complete with exercise room and full walk-out. Private master bedroom suite with romantic fireplace, walk-in closet, soaking tub and two vanities. Large gourmet kitchen filled with state of the art appliances with oversized island and wet bar. First floor conveniently offers formal dining room, casual living room, front office, laundry room and Great Room with gleaming hardwood floors throughout. Finished full walk-out basement complete with a den, exercise room & full bath post-workouts! Thoughtfully designed home with today's family dynamics in mind. This property is absolutely stunning - perfect for entertaining and family gatherings. Don't miss out on this Shrewsbury gem! OPEN HOUSE THIS SUNDAY 11-1PM
Open House
Sunday
July 15 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 351 Spring Street, Shrewsbury, MA 01545    Get Directions

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Categories: Open House  


Posted by Collins & Demac Real Estate on 7/12/2018


58 Cherry St, Shrewsbury, MA 01545

Single-Family

$739,000
Price

8
Rooms
4
Beds
3
Baths
New Construction...$7,000 CLOSING COST CREDIT to buyer with accepted offer by 7/20/18...Nestled on an acre lot...YOUR DREAMS LIVE HERE...Once in a rare while will a home such as this appear on the market...With richly detailed appointments this fabulous plan features on the 1st floor-9' ceilings,8' doors,Full bath,Laundry, Hardwoods,Cabinet packed kitchen with center island,dining area with sliders to composite deck,durable Quartz counters, Vaulted ceiling family room with fireplace, Living rm/Study with 8' french doors and great flow...Your second floor features 3 generous sized bedrooms and a Master bedroom with 2 walk in closets, Master bath with 8' walk in shower, tiled, dual shower heads and dual controls, stand alone soaking tub...Potential expansion in the walkout basement with 9' ceilings and sliders leading to a private back yard setting...Easy access to all major commuting routes...A must see!
Open House
Sunday
July 15 at 12:00 PM to 2:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 58 Cherry St, Shrewsbury, MA 01545    Get Directions

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Categories: Open House  


Posted by Collins & Demac Real Estate on 7/12/2018


160 Rice Street, Northborough, MA 01532

Single-Family

$635,000
Price

8
Rooms
3
Beds
2/1
Full/Half Baths
NEW CONSTRUCTION!! Almost Complete...Great space at a great price...Awesome first floor layout, 9' ceilings, hardwood flooring, great sized cabinet packed kitchen, center island and granite counters with great flow into the vaulted ceiling family room...Den/Study on first floor...Dining and living room too...3 generous sized bedrooms upstairs... Master suite with walk-in closet, tiled shower, and dual vanities... Ideal commuter location
Open House
Sunday
July 15 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 160 Rice Street, Northborough, MA 01532    Get Directions

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Categories: Open House  


Posted by Collins & Demac Real Estate on 7/12/2018

When you get pre-approved for a mortgage, you may be excited to find out that you can afford a lot more house than you thought you could. Donít be so fast, this is just what you can get a loan for. The bank doesnít know a lot of factors about your finances. While you most likely had to provide a ton of income verification statements and information in order to get this ballpark figure, relying solely on the pre-approval number can put you in a bind when it comes to your finances. Your lender doesnít know certain things like how much you spend on groceries or how much your cell phone bill is each month. 


What Lenders Consider


Lenders look at the health of your credit history, how much income you have and how much debt you have. These are the big factors that tell your lender about how much house you can afford. Yet, your home lender is not your financial advisor and canít help you with household expenses and the like. When thinking about what price range of home you really can afford, consider these factors beyond the bank:


Your Monthly Budget


Your spending habits will ultimately affect your ability to pay the monthly mortgage bill. If youíre spending all of your disposable income, then you may not be able to afford much at all beyond what youíre already paying for rent. You donít want to stretch your finances so thin that you wonít be able to afford food! 


Owning A Home Requires Additional Costs


Lenders do factor into their number the cost of homeownerís insurance and property taxes, but donít consider other things like utility bills, trash pickup and home repairs. All this can certainly add up when youíre a homeowner! 


Your Savings Is Nonexistent


If youíre unable to save any money at all if youíre a homeowner, then youíll be in trouble. You need money stashed away in case of unemployment or an emergency. You also may be planning for things like retirement and future costs like childrenís education. For the initial purchase of a home, youíll need upfront payments available for the down payment and closing costs. However, youíll need some more savings beyond that for everything that life brings your way!  


You Have Big Plans


Are you thinking of quitting your job and heading out to start your own business? Now may not be the best time to buy a new house. These changes could have a huge impact on your finances and leave you unable to pay your mortgage. Your lender wonít be asking about these plans, so youíll need to know what the future holds (for the most part ) in order to keep your own finances secure. 


The bottom line is that anything that could leave you financially stressed is not a good idea. Considering that buying a home is one of the biggest purchases you'll ever make, you want to be sure that you keep your finances in check during the purchase process.  




Tags: budgeting   Mortgage   loans  
Categories: Uncategorized  




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